Welcome to Manaul, Your Guide to Smarter Financial Choices

We help you make better financial decisions, earn more from your credit cards, and build a stronger future.

Card premium
Financial Analyst - Sarah Mitchell May 15, 2025

What are the best black cards?

In the world of premium credit cards, few items carry as much mystique and allure as the black card. Synonymous with luxury, exclusivity, and unpar...
Start investing in the American stock market
Financial Analyst - Sarah Mitchell May 12, 2025

How to start investing in the American stock market without prior experience

Entering the world of investing can seem overwhelming, especially when you’re looking to invest in the American stock market without any prior expe...
Retirement Planning
Financial Analyst - Sarah Mitchell May 8, 2025

Retirement Planning: How to Build a Secure Future

In today’s global economy, international travel and online purchases in foreign currencies are more common than ever. As a frequent traveler or a s...
Analysis of current EUA
Financial Analyst - Sarah Mitchell May 5, 2025

Analysis of current trends in the US stock market

The US stock market has long been a bellwether for global economic activity, and its current trends provide valuable insights for investors, analys...
Impact of taxes
Financial Analyst - Sarah Mitchell May 1, 2025

How taxes impact investment income in the US

In the United States, the interplay between taxes and investment income is a critical factor for both individual investors and financial profession...
Fintechs USA
Financial Analyst - Sarah Mitchell April 28, 2025

The rise of fintechs and how they are revolutionizing banking and financial services

The global landscape of banking and financial services has experienced a dramatic transformation in recent years. At the heart of this change is th...
Savings or Investments
Financial Analyst - Sarah Mitchell April 24, 2025

Savings or Investments? Which is the best option?

In today’s ever-changing financial landscape, deciding whether to prioritize savings or investments is a common dilemma for many individuals. Both ...
Compound interest
Financial Analyst - Sarah Mitchell April 21, 2025

Compound Interest and Financial Traps: Strategies to Avoid Unpleasant Surprises

In the world of personal finance, understanding the power of compound interest is often touted as the secret to building wealth over time. Yet, whe...
Bandeiras cards
Financial Analyst - Sarah Mitchell April 17, 2025

Comparison between brands: Mastercard, Visa, American Express and Discover – Which is the best?

In today’s diverse credit card market, consumers are often faced with the decision of choosing between major brands like Mastercard, Visa, American...

Frequently asked questions

What is the Manual website?

Manual is a financial content platform designed to guide individuals in making better financial choices. We offer insights on topics like credit cards, investments, loans, budgeting, and practical advice to manage your finances more effectively.

Does Manual offer direct financial services?

No. Manual doesn’t offer loans, credit cards, or direct investment products. Our mission is to deliver clear information and comparisons to help you choose the best financial options for your needs.

How can I use the information on the website to my advantage?

The information on our website helps you manage your finances better, choose suitable financial products, and make smarter money decisions with confidence.

How is manual funded?

Manual is funded through ads and collaborations with financial partners, allowing us to provide free content while keeping our reviews and advice independent.

Does Manual charge for its content or services?

No. Manual is entirely free to use. Our goal is to make financial education accessible to everyone, helping people better plan and manage their money.