About the Financial Institution

With an attractive sign-up bonus of up to 50,000 points after spending $3,000 in the first 90 days, this card offers an efficient way to accumulate valuable points through the Bank of America Rewards program.

With 2 points per dollar on travel and dining purchases, and 1.5 points per dollar on all other purchases, the card stands out for its versatility and the great opportunities it provides to accumulate points.

Additionally, the card comes with a $95 annual fee, which is reasonable considering the benefits offered, such as travel credits and access to a dedicated concierge service.

Bank of America is one of the largest and most respected financial institutions in the United States.

Founded in 1904, the bank has a strong presence in the banking sector, offering a wide range of financial services, including checking accounts, loans, credit cards, and investment services.

With over 66 million customers and more than 4,300 branches across the country, Bank of America is one of the largest banks in the world, with a reputation for innovation and excellent customer service.

Additionally, the Bank of America Premium Rewards Credit Card is part of its premium credit card portfolio, offering benefits targeted toward frequent travelers and consumers who wish to accumulate points quickly.

The institution also provides online tools and an app to manage card usage, track accumulated points, and monitor balances.

Press the button below and check out the step-by-step process how to apply for the card.

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Who Is This Card For?

The Bank of America Premium Rewards® Credit Card is ideal for those who want to maximize their rewards in travel and dining, and for those who are already customers of the bank.

This card is perfect for frequent travelers who want an easy way to accumulate points while enjoying exclusive benefits, such as access to airport lounges and travel credits.

It’s also an excellent choice for middle-to-high-income consumers who spend considerably in bonus categories and are looking for a card that strikes a balance between annual fee and significant rewards.

If you travel often or spend heavily on restaurants, this card can be an excellent option to maximize your benefits.

Card Advantages

Generous Sign-Up Bonus: The Bank of America Premium Rewards® Credit Card offers 50,000 points after spending $3,000 in the first 90 days of account opening. This can be worth up to $500 in travel credits or other rewards, making it an attractive option for those looking for immediate returns.

Points Accumulation: The card earns 2 points per dollar on travel and dining purchases, and 1.5 points per dollar on all other purchases. This allows you to quickly accumulate points in relevant categories for frequent travelers or those who dine out regularly.

Travel Benefits: Includes access to airport lounges and a range of travel protection benefits, such as travel accident insurance and purchase protection. The card also offers no foreign transaction fees, which is a significant advantage for those who travel internationally.

Concierge Service: With the Bank of America concierge service, you can get assistance with booking travel, making restaurant recommendations, organizing events, and more. This service offers convenience and peace of mind for those seeking a worry-free travel experience.

Travel Credits: The card offers $100 in travel credits for each account renewal year, which can be used for travel-related fees, such as Global Entry or TSA PreCheck program fees. This benefit helps offset the $95 annual fee of the card.

Additional Benefits

Fraud Protection: The Bank of America Premium Rewards® Credit Card offers fraud protection and transaction monitoring to ensure the security of purchases and your account.

Rewards Portal Access: You can use your points for a variety of rewards, such as statement credits, gift cards, or even merchandise. Additionally, points can be transferred to airline mile programs partners for maximizing the value of your rewards.

Emergency Assistance: The card provides emergency assistance services, such as emergency medical supportand travel assistance, which can be invaluable for frequent travelers.

Management Tools: The Bank of America Premium Rewards® Credit Card offers online tools and an app to manage your points balance, monitor card usage, and make payments conveniently.