Apply for the U.S. Bank Altitude Connect Visa Signature Card

The U.S. Bank Altitude Connect Visa Signature Card is a premium credit card that caters to frequent travelers, offering great rewards on travel-related purchases and a variety of other perks.

With its generous sign-up bonus, flexible rewards program, and travel benefits, it’s an attractive option for those who spend often on travel and dining.

However, like all financial products, it’s important to understand both the advantages and drawbacks before applying.

In this article, we’ll explore the key features of this card, its rewards structure, fees, and requirements.

Card Overview

The U.S. Bank Altitude Connect Visa Signature Card is designed to earn rewards on travel and everyday purchases.

Cardholders earn 5 points per dollar on travel purchases, 2 points per dollar on dining, grocery store purchases, and gas, and 1 point per dollar on all other purchases.

The card also offers a welcome bonus for new cardholders, which can be a great way to boost your rewards balance right from the start.

In addition to the rewards program, the card comes with a host of travel-related benefits, including no foreign transaction fees, access to luxury travel experiences, and concierge service.

It also offers a $100 annual airline credit that can be used for qualifying purchases with select airlines.

Reasons to Choose the U.S. Bank Altitude Connect Visa Signature Card

1. Strong Rewards on Travel: The card offers 5 points per dollar on travel purchases, which is ideal for frequent travelers. Whether you’re booking flights, hotels, or car rentals, you’ll earn top-tier rewards on these transactions.
2. Solid Earning Potential on Dining and Gas: With 2 points per dollar on dining and grocery store purchases, this card is great for everyday expenses as well. Additionally, the 2 points per dollar on gas can help offset fuel costs, making it an excellent choice for drivers.
3. Generous Sign-Up Bonus: New cardholders can earn a substantial sign-up bonus if they meet the required spending threshold within the first few months of account opening. This bonus can provide a nice head start on earning rewards.
4. Travel Benefits: The U.S. Bank Altitude® Connect Visa Signature® Card offers a $100 annual airline credit, which can be used for purchases such as baggage fees, seat upgrades, and more. In addition, cardholders receive access to exclusive travel experiences and concierge services.
5. No Foreign Transaction Fees: For international travelers, the no foreign transaction fees feature is a major benefit. You can make purchases abroad without incurring extra charges, which is often a problem with other cards.
6. Luxury Travel Perks: As a Visa Signature® card, the Altitude® Connect provides a range of luxury travel perks, including VIP airport lounge access, exclusive offers on luxury hotels, and other benefits that enhance your travel experience.
7. Points Redemption Flexibility: Points earned with the card can be redeemed for travel, statement credits, gift cards, or even cash back, providing flexibility to cardholders. Points can also be transferred to several airline and hotel partners, providing more opportunities to use your rewards.

U.S. Bank Altitude® Connect Visa Signature® Card

Negative Factors of the U.S. Bank Altitude Connect Visa Signature Card

1. Annual Fee: The U.S. Bank Altitude® Connect Visa Signature® Card charges an annual fee, which could be a turnoff for some users, especially those who don’t travel often enough to make the most of the travel-related perks.
2. Limited Rewards on Non-Travel and Non-Dining Purchases: While the card offers strong rewards on travel, dining, grocery stores, and gas, purchases outside these categories only earn 1 point per dollar, which is less rewarding compared to other cards with higher flat-rate earning potential.
3. High APR: The APR for the U.S. Bank Altitude® Connect Visa Signature® Card can be high for those who carry a balance from month to month. If you plan to carry a balance, be mindful of the interest rates, which can range from 18.24% to 26.24% variable.

How to Apply for the Card

1. Visit the Official U.S. Bank Website:
Start by navigating to the U.S. Bank website. Locate the section dedicated to the Altitude® Connect Visa Signature® Card to review its features, benefits, and eligibility criteria.

2. Locate the Application Section:
Find and click on the “Apply Now” (or similar) button on the card’s page to begin the application process.

3. Complete the Online Application Form:
Fill out the form with your accurate personal, financial, and employment details. Ensure all the information is current and correct to avoid any delays in the review process.

4. Submit Required Documentation:
Depending on your financial profile, you might be asked to provide additional documents such as proof of income, government-issued identification, or residency verification. Gather these documents in advance to streamline your application.

5. Review the Terms and Conditions:
Carefully read through all the terms, conditions, and disclosures related to the card—including details on interest rates, annual fees, reward structures, and travel benefits. Ensure you understand and agree with these conditions before proceeding.

6. Submit Your Application:
Once you have completed the application form and reviewed all the necessary details, submit your application. You will receive an email confirmation along with further instructions and an estimated timeframe for the review process.

Fees and Costs

Here’s an overview of the fees and costs associated with the U.S. Bank Altitude® Connect Visa Signature® Card:

• Annual Fee: $95
• APR: 18.24% – 26.24% variable APR on purchases
• Foreign Transaction Fee: $0 (no foreign transaction fees)
• Cash Advance Fee: 5% of the cash advance amount (minimum of $10)
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40

Frequently Asked Questions about the U.S. Bank Altitude Connect Visa Signature Card

1. How do I earn rewards with the U.S. Bank Altitude® Connect Visa Signature® Card?

You can earn 5 points per dollar on travel purchases, 2 points per dollar on dining, grocery store, and gas purchases, and 1 point per dollar on all other purchases.

2. What can I do with the rewards points I earn?

You can redeem your points for travel, statement credits, gift cards, cash back, or transfer them to airline and hotel partners for more travel options.

3. Does the card have an annual fee?

Yes, the U.S. Bank Altitude® Connect Visa Signature® Card has a $95 annual fee.

4. Is there a sign-up bonus?

Yes, new cardholders can earn a substantial sign-up bonus by meeting the required spending threshold within the first few months of account opening.

5. Are there foreign transaction fees?

No, the card charges no foreign transaction fees, making it an excellent choice for international travel.

6. What is the airline credit benefit?

The card offers a $100 annual airline credit for qualifying purchases with select airlines, which can help offset some travel expenses.

The U.S. Bank Altitude Connect Visa Signature Card is an excellent choice for those who frequently travel and dine out.

With 5 points per dollar on travel and 2 points per dollar on dining and groceries, the rewards add up quickly.

The $95 annual fee may be a drawback for some, but the travel perks, no foreign transaction fees, and luxury experiences can make it well worth the cost.

Before applying, consider whether the card’s benefits align with your spending habits and travel needs.