The U.S. Bank Altitude Go Visa Signature Card is a credit card designed for individuals looking to maximize rewards on dining and entertainment purchases.
It offers an attractive rewards structure, providing 4 points per dollar on restaurants, food delivery, and takeout, as well as 2 points per dollar on entertainment, including streaming, movies, stadiums, and more. For all other purchases, the card earns 1 point per dollar.
Additionally, the card offers a 20,000-point sign-up bonus after spending $1,000 in the first 3 months, and provides access to premium benefits such as no foreign transaction fees and fraud protection.
With a $0 annual fee, the U.S. Bank Altitude Go Visa Signature Card is an excellent choice for those looking to earn rewards without additional costs.
About the Financial Institution
U.S. Bank is one of the largest and most trusted financial institutions in the United States, with over 150 years of financial history.
Founded in 1863, U.S. Bank offers a wide range of financial services, including banking accounts, credit cards, personal loans, mortgages, and investment solutions.
With over 3,000 branches and 4,800 ATMsacross the country, the bank is known for its customer service and innovative financial products.
The U.S. Bank Altitude Go Visa Signature Card is one of the premium credit card options offered by the bank, tailored for customers who want to earn rewards based on their lifestyle, especially when it comes to dining and entertainment.
In addition, U.S. Bank is recognized for its security solutions and cutting-edge technology, ensuring customers can manage their finances in a convenient and secure way.
Who is This Card For?
The U.S. Bank Altitude Go Visa Signature Card is perfect for individuals who frequently spend on restaurants, food delivery, and entertainment.
If you enjoy dining out, ordering takeout, or attending movies and events, this card can be an excellent way to maximize your rewards.
It is especially suited for young professionals, college students, or families looking to earn points in a straightforward and hassle-free manner.
Additionally, the U.S. Bank Altitude Go Visa Signature Card is a great option for those who want to enjoy travel benefits without paying an annual fee.
If you travel abroad frequently or make international purchases, the no foreign transaction fees feature adds even more value to this card.
With premium benefits and a simple rewards structure, it is also ideal for those who don’t want to deal with complicated bonus categories.
Card Advantages
- High Rewards on Dining and Entertainment: The card offers 4 points per dollar on restaurants, food delivery, and takeout, plus 2 points per dollar on entertainment. These elevated reward rates are perfect for those who spend frequently in these categories.
- Attractive Sign-Up Bonus: The card provides a 20,000-point sign-up bonus after spending $1,000 in the first 3 months, which can be redeemed for up to $200 in travel credits or other reward options.
- No Foreign Transaction Fees: For those who travel frequently, the card offers no foreign transaction fees, allowing you to make purchases abroad without incurring additional costs.
- $0 Annual Fee: The card has no annual fee, making it an affordable choice for individuals who want to earn rewards without paying extra charges.
- Travel Benefits: As a Visa Signature cardholder, you gain access to exclusive travel benefits, including travel assistance, lost luggage protection, and travel insurance.
Additional Benefits
- Purchase Protection: The card includes purchase protection, which reimburses you for damaged or stolen items purchased with the card, offering peace of mind on your purchases.
- Exclusive Offers: Holders of the U.S. Bank Altitude Go Visa Signature Card have access to special discounts and offers from U.S. Bank partners, such as savings on entertainment, travel, and online shopping.
- Account Management Tools: With access to the U.S. Bank mobile app and online banking, you can easily track your rewards, account balances, and transactions, making it simple to manage your card.
- Travel Assistance: As part of the Visa Signature package, cardholders can access travel assistance in emergencies, along with services like travel consultations and hotel bookings.
Fees and charges
Late Payment: Up to $41;
Returned payment: Up to $41;
● Introductory APR: 0% for 12 billing cycles;
● Standard APR: 17.24% - 28.24%;
● Balance Transfer Fee: either 3% of the amount of each transfer or $5 minimum;
● Cash Advance: either 5% of the amount of each advance or $10 minimum.
Expert review
The U.S. Bank Altitude Go Visa Signature Card is an excellent choice for those who frequently spend on dining and entertainment.
With 4x points on restaurants, takeout, and delivery, plus 2x points on streaming services and entertainment, it provides strong rewards without an annual fee.
The 20,000-point sign-up bonus (worth $200) adds extra value.
Additionally, it offers no foreign transaction fees, making it a solid option for travelers.
While it lacks premium travel perks, its simple rewards structure and low-cost benefits make it an attractive card for everyday spending and casual travelers.
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+Positive points
- High Rewards on Dining: Earn 4x points per dollar on restaurants, takeout, and food delivery.
- Bonus on Entertainment: Get 2x points on streaming services, movie theaters, and more.
- Sign-Up Bonus: Receive 20,000 bonus points after spending $1,000 in the first 3 months.
- No Annual Fee: Enjoy valuable rewards without any yearly cost.
- No Foreign Transaction Fees: A great benefit for those who travel internationally.
- Negative points
- Limited Travel Benefits: Lacks premium travel perks such as lounge access or travel credits.
- Redemption Flexibility: Rewards may not be as valuable for non-travel redemptions.
- Good Credit Required: Approval generally requires a strong credit score.
