The SavorOne Rewards from Capital One is a credit card designed for consumers looking to accumulate rewards in categories related to entertainment, restaurants, and daily purchases.
This card offers unlimited cashback and attractive benefits for those who enjoy dining out, shopping, and attending entertainment events.
With a simple structure, the SavorOne Rewards allows you to earn cashback with no limits and no annual fee.
With the possibility of earning up to 8% cashback in some categories and no annual fees, it’s an excellent option for those who want to maximize their rewards while shopping in popular categories like restaurants and entertainment.
About the Financial Institution
Capital One is one of the largest financial institutions in the United States, offering a wide range of financial products, including credit cards, checking accounts, and personal loans.
With a focus on technology and innovation, Capital One has become one of the leaders in the credit card industry, constantly improving the customer experience with modern and efficient products.
The SavorOne Rewards reflects the company’s commitment to providing accessible and advantageous financial solutions for a broad customer base.
Who is this card for?
The SavorOne Rewards from Capital One is ideal for consumers who:
- Enjoy dining out: If you dine at restaurants, whether casual or upscale, the SavorOne Rewards offers 3% cashback on all dining purchases. It also provides 2% cashback at supermarkets, making it a great choice for those who like to cook at home as well.
- Appreciate entertainment: If you enjoy events like concerts, movies, theater, or sports, this card offers 3% cashback in these categories, helping you accumulate rewards while having fun.
- Want a no-annual-fee experience: For those who don’t want to worry about annual costs, the SavorOne Rewards is an excellent option as it offers no annual fee, making it an affordable card for earning cashback without extra costs.
- Seek unlimited rewards: The SavorOne Rewards offers unlimited cashback, meaning there is no cap on the rewards you can earn, ideal for consumers who make frequent purchases and want to maximize their benefits.
Advantages of the SavorOne Rewards from Capital One
The SavorOne Rewards is packed with advantages to maximize your cashback and benefits. Here are some of the key advantages:
- 3% cashback on restaurants and entertainment: The SavorOne Rewards offers 3% cashback on dining out, movies, concerts, theater, and other entertainment events. This is excellent for those who enjoy socializing and having fun while accumulating rewards.
- 2% cashback at supermarkets: For those who like to save on supermarket purchases, the card offers 2% cashback on all supermarket transactions, a significant advantage for those who do a lot of grocery and household shopping.
- 1% cashback on all other purchases: The card also offers 1% cashback on all other purchases, without exceptions. This ensures that you’re always earning rewards, no matter what you’re buying.
- No annual fee: One of the biggest attractions of the SavorOne Rewards is that it has no annual fee. This makes the card accessible for those who want to maximize their benefits without additional costs.
- $200 bonus: By spending $500 in the first three months, you can earn a $200 cashback bonus. This makes the card even more appealing, especially for new users who want to quickly accumulate rewards.
- No foreign transaction fees: If you like to travel internationally, the SavorOne Rewards doesn’t charge foreign transaction fees, making it an excellent option for travel abroad.
- Access to Capital One Shopping: Cardholders have access to exclusive offers and discounts with Capital One Shopping, a program that provides coupons and promotions at a wide range of online stores.
Additional Benefits
In addition to cashback advantages, the SavorOne Rewards from Capital One offers a variety of other benefits to enhance the user experience:
- Purchase protection: The card includes protection against damage or theft for purchases made with your card, providing peace of mind if an item is damaged or stolen.
- Security: Capital One offers real-time security alerts and 24/7 monitoring to help protect your transactions from fraud and suspicious activity.
- Travel assistance: For frequent travelers, the card offers travel assistance, including card replacement in case of loss or theft and emergency loans.
- Zero fraud liability: If there are fraudulent charges on your account, you won’t be responsible for those transactions, ensuring peace of mind when making purchases.
Fees and charges
Late Payment: Up to $40;
● Introductory APR: 0% for 15 billing cycles;
● Standard APR: 19.24% - 29.24%;
● Cash Advance: Either $5 or 5% of the amount of each cash advance.
Expert review
The SavorOne Rewards from Capital One is an excellent credit card for consumers who love dining out and entertainment.
Offering 3% cashback on dining and entertainment, 2% cashback at supermarkets, and 1% on all other purchases, it’s a versatile choice for everyday spending.
With no annual fee, unlimited cashback, and a $200 sign-up bonus after spending $500 in the first three months, it offers exceptional value.
Ideal for those seeking to maximize their rewards in popular categories, it also provides no foreign transaction fees, making it great for international travel.
You will remain on this site
+Positive points
- 3% cashback on dining and entertainment.
- 2% cashback on supermarket purchases, a significant benefit for grocery shopping.
- 1% cashback on all other purchases, no exceptions.
- No annual fee, making the card accessible with no additional costs.
- $200 bonus after spending $500 in the first three months.
- Negative points
- The 3% cashback is limited in the dining and entertainment categories.
- Although there are no foreign transaction fees, cashback is not offered on all purchases outside specific categories.
- The $200 bonus requires an initial spend of $500 in the first three months, which might be challenging for some consumers.
