The Marriott Bonvoy Bold Credit Card, issued by Chase, is a no-annual-fee travel rewards card designed for loyal Marriott guests and travelers who want to earn hotel rewards without extra costs.
This card allows users to accumulate Marriott Bonvoy points on every purchase, with enhanced earning rates on Marriott stays and travel-related spending.
With the Marriott Bonvoy loyalty program, cardholders can redeem points for free nights at over 8,500 Marriott properties worldwide, including luxury brands like The Ritz-Carlton, St. Regis, and JW Marriott, as well as more budget-friendly options like Fairfield Inn & Suites, Courtyard by Marriott, and Moxy Hotels.
Earning Rewards
The Marriott Bonvoy Bold Credit Card offers:
- 3X points per dollar spent at Marriott Bonvoy hotels
- 2X points per dollar spent on other travel purchases (including airfare, rental cars, and public transportation)
- 1X point per dollar spent on all other purchases
New cardholders can earn a welcome bonus of 30,000 Marriott Bonvoy points after spending $1,000 in the first three months.
This is enough to redeem for several free nights at participating Marriott hotels.
About the Financial Institution
The Marriott Bonvoy Bold Credit Card is issued by Chase, one of the largest and most trusted financial institutions in the United States.
Chase is well-known for its diverse lineup of credit cards, which includes premium travel cards, cashback cards, and co-branded hotel and airline credit cards.
As one of the largest credit card issuers, Chase provides strong customer support, fraud protection, and travel-related benefits, making it a reliable choice for travelers.
Through its partnership with Marriott Bonvoy, Chase enables cardholders to participate in one of the world’s most extensive hotel loyalty programs, which covers 130+ countries and thousands of properties across different price ranges.
Who Is This Card For?
The Marriott Bonvoy Bold Credit Card is ideal for:
- Frequent Marriott Guests – Those who often stay at Marriott hotels and resorts can accumulate more points per stay and redeem them for free nights.
- Budget-Conscious Travelers – With no annual fee, this card is perfect for those who want to earn hotel rewards without paying extra costs.
- Occasional Travelers – If you don’t travel often but still want a rewards card that earns bonus points on travel purchases, this card is a solid option.
- Marriott Bonvoy Members – If you already participate in Marriott Bonvoy, this card is an easy way to boost your points balance.
- Credit Card Beginners – Since it has no annual fee and straightforward rewards, it’s a great starter travel card.
Card Advantages
- No Annual Fee – Unlike many other travel rewards cards, this one has no annual fee, making it cost-effective.
- 3X Points on Marriott Stays – Earn 3X points per dollar spent at over 8,500 Marriott hotels worldwide.
- 2X Points on Travel Purchases – Earn 2X points per dollar on flights, rental cars, taxis, and more.
- 1X Points on All Other Purchases – Earn 1X point per dollar on everything else, helping you accumulate rewards on everyday spending.
- Welcome Bonus of 30,000 Points – Earn 30,000 Marriott Bonvoy points after spending $1,000 in the first three months.
- Silver Elite Status – Enjoy Marriott Silver Elite benefits, including priority late checkout and a 10% points bonus on stays.
- No Foreign Transaction Fees – Use the card abroad without incurring extra charges.
- Flexible Redemption Options – Redeem points for free nights, travel experiences, gift cards, or airline transfers.
Additional Benefits
- Exclusive Marriott Bonvoy Perks – Get access to exclusive member rates, mobile check-in, and complimentary Wi-Fi at Marriott hotels.
- Global Travel Coverage – Use your points at luxury, mid-tier, and budget Marriott properties in over 130 countries.
- Chase Offers & Travel Discounts – Take advantage of exclusive travel and shopping discounts through Chase Offers.
- Contactless Payment & Digital Wallet Compatibility – Easily pay using Apple Pay, Google Pay, and Samsung Pay.
- Car Rental Insurance – Get secondary collision damage waiver for rental cars.
Things to Consider
While the Marriott Bonvoy Bold Credit Card has many benefits, there are a few limitations:
- Lower Earning Rate Compared to Premium Marriott Cards – Other Marriott Bonvoy credit cards (such as the Marriott Bonvoy Boundless® Card) offer higher earning rates and free night certificates, but they come with an annual fee.
- Fewer Luxury Travel Perks – This card does not include airport lounge access, travel credits, or TSA PreCheck/Global Entry reimbursement.
- Points Redemption Rates Vary – The number of points required for free nights depends on the hotel category, season, and availability.
Fees and charges
Late Payment: Up to $40;
Returned payment: Up to $40;
● APR: 20.49% - 27.49%;
● Balance Transfer Fee: either $5 or 5% of the amount of each transfer;
● Cash Advance: either $10 or 5% of the amount of each transaction.
Expert review
The Marriott Bonvoy Bold Credit Card is a solid entry-level travel rewards card for those who frequently stay at Marriott properties.
With no annual fee, it offers 3X points per dollar at Marriott hotels, 2X on travel purchases, and 1X on all other spending.
Cardholders also receive Silver Elite status, which includes priority late checkout and a 10% points bonus.
While it lacks premium perks like free night certificates, its welcome bonus of 30,000 points and no foreign transaction fees make it a great option for budget-conscious travelers looking to earn hotel rewards efficiently.
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+Positive points
- No Annual Fee: Unlike many travel cards, this one has no annual fee, making it a cost-effective option for earning hotel rewards.
- 3X Points on Marriott Stays: Earn 3X Marriott Bonvoy points per dollar spent at over 8,500 Marriott hotels worldwide.
- Silver Elite Status: Automatic Marriott Silver Elite status grants priority late checkout and a 10% bonus on earned points.
- No Foreign Transaction Fees: Ideal for international travelers, as there are no extra charges when making purchases abroad.
- 30,000 Points Welcome Bonus: Earn 30,000 Marriott Bonvoy points after spending $1,000 in the first three months.
- Negative points
- Lower Earning Rates Compared to Premium Cards: Other Marriott Bonvoy credit cards offer higher rewards rates and additional perks.
- No Free Night Certificate: Unlike other Marriott cards with an annual fee, this one does not provide a free night stay annually.
- Limited Luxury Travel Benefits: Lacks perks such as airport lounge access, travel credits, or elite status upgrades.
