The Chase Marriott Bonvoy Boundless® Credit Card is a premium travel rewards card designed for individuals who frequently stay at Marriott Bonvoy hotels.
This card allows users to earn valuable Marriott Bonvoy points on hotel stays, dining, and everyday purchases.
With a strong welcome bonus, an annual free night reward, and automatic elite status, this card is a great choice for travelers looking to maximize their hotel stays.
About the Financial Institution
JPMorgan Chase & Co., one of the largest and most reputable financial institutions in the United States, issues the Marriott Bonvoy Boundless® Credit Card.
Chase is known for offering some of the best travel rewards credit cards on the market, providing customers with extensive benefits and excellent customer service.
Chase partners with Marriott Bonvoy to offer this card, ensuring cardholders have access to exclusive hotel benefits and reward opportunities.
Who Is This Card For?
The Chase Marriott Bonvoy Boundless® Credit Card is best suited for:
- Frequent Travelers: Ideal for those who stay at Marriott Bonvoy hotels several times a year and want to maximize their travel rewards.
- Business Travelers: Professionals who travel for work can benefit from elite night credits, travel protections, and exclusive hotel perks.
- Luxury Travelers: Those who enjoy high-end hotel stays will appreciate the card’s ability to fast-track them to elite status.
- Points Enthusiasts: Anyone who enjoys accumulating and redeeming reward points for free nights, flights, and experiences.
- People Who Want a Free Hotel Night Annually: The card offers a valuable free night award every year, making it a great option for those who want to save on accommodations.
Card Advantages
- Generous Welcome Bonus: New cardholders can earn a substantial amount of Marriott Bonvoy points after meeting the minimum spending requirement.
- High Rewards Rate: Earn 6x points per dollar spent at Marriott Bonvoy hotels, 3x points on dining, gas stations, and grocery stores, and 2x points on all other purchases.
- Annual Free Night Award: Receive a free night stay at hotels valued up to 35,000 points every year, which can help offset the card’s annual fee.
- Automatic Elite Status: Get Silver Elite Status automatically, with the opportunity to upgrade to Gold Elite Status by spending a specific amount annually.
- No Foreign Transaction Fees: Perfect for international travelers, as the card does not charge extra fees for purchases made abroad.
Additional Benefits
- 15 Elite Night Credits: Each year, cardholders receive 15 nights toward the next Marriott Bonvoy Elite Status level, helping them qualify for better perks.
- Trip Protections: Includes trip delay reimbursement, lost luggage insurance, and travel accident insurance.
- Purchase Protection: Enjoy extended warranty coverage and purchase protection on eligible items.
- Flexible Redemption Options: Points can be redeemed for hotel stays, flights, car rentals, travel experiences, and even gift cards.
- Visa Signature Benefits: Cardholders can take advantage of concierge services, travel upgrades, and access to exclusive events.
Potential Drawbacks
- Annual Fee: The card charges an annual fee, which may not be ideal for infrequent travelers.
- Limited Use Outside Marriott: While the card earns points on general spending, its main value is tied to Marriott Bonvoy properties.
- Variable Points Redemption Value: The value of Marriott Bonvoy points varies depending on the hotel and season, meaning some redemptions may not be as valuable as others.
How to Maximize This Card
To get the most out of the Marriott Bonvoy Boundless® Credit Card, consider the following strategies:
- Use It for Marriott Stays: Since the highest rewards rate applies to Marriott Bonvoy hotels, always use this card when booking your accommodations.
- Take Advantage of the Free Night Award: The annual free night certificate is a great way to get significant value, especially when redeemed at high-category hotels.
- Meet the Welcome Bonus Requirement: Plan your spending to ensure you qualify for the welcome bonus, which can provide a large number of points upfront.
- Combine with Marriott Bonvoy Promotions: Marriott frequently offers bonus points promotions, which can further enhance your rewards earnings.
- Upgrade to Gold Elite Status: Spending enough to reach Gold Elite Status unlocks additional perks like room upgrades and late checkout.
Fees and charges
Late Payment: Up to $40;
Returned payment: Up to $40;
● APR: 20.49% - 27.49%;
● Balance Transfer Fee: either $5 or 5% of the amount of each transfer;
● Cash Advance: either $10 or 5% of the amount of each transaction.
Expert review
The Chase Marriott Bonvoy Boundless® Credit Card is a top-tier choice for frequent travelers who stay at Marriott Bonvoy hotels.
With 6x points on Marriott purchases and 3x points on dining, gas stations, and groceries, it accelerates rewards accumulation.
The annual free night award (worth up to 35,000 points) and automatic Silver Elite Status enhance its value.
While the $95 annual fee may deter occasional travelers, the perks—such as no foreign transaction fees and 15 Elite Night Credits—make it a solid investment for loyal Marriott guests.
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+Positive points
- Generous Rewards: Earn 6x points on Marriott Bonvoy purchases and 3x points on dining, gas stations, and groceries.
- Annual Free Night: Receive a free night award every year (up to 35,000 points), which can easily offset the annual fee.
- Automatic Silver Elite Status: Enjoy benefits like priority late checkout and 10% bonus points on stays.
- No Foreign Transaction Fees: Ideal for international travelers, allowing purchases abroad without extra charges.
- 15 Elite Night Credits: Helps you reach a higher Marriott Bonvoy status faster, unlocking more exclusive benefits.
- Negative points
- $95 Annual Fee: While reasonable for frequent travelers, occasional Marriott guests may not get full value.
- Limited Redemption Flexibility: Points are primarily useful for Marriott stays, with fewer options for non-hotel rewards.
- No Airport Lounge Access: Unlike some premium travel cards, it doesn’t provide Priority Pass or lounge benefits.
