The Bank of America Travel Rewards Credit Card is a rewards-based credit card designed for people who love to travel and want to earn points for every dollar spent.
With no annual fee, unlimited 1.5 points per dollar on all purchases, and no blackout dates, this card offers a simple and flexible way to earn rewards that can be redeemed for travel expenses, such as flights, hotel stays, and car rentals.
Whether you’re booking a trip across the country or a weekend getaway, this card makes it easy to earn and use travel rewards.
About Bank of America
Bank of America is one of the largest financial institutions in the United States, providing a full range of services, including personal banking, credit cards, investment solutions, and more.
Known for its strong reputation and commitment to customer satisfaction, Bank of America is a trusted name in the financial world.
Who Is This Card For?
The Bank of America® Travel Rewards Credit Card is perfect for:
- Frequent Travelers: If you travel often for business or leisure, this card offers the opportunity to earn travel rewards without worrying about category limits or complicated redemption processes.
- Occasional Travelers: Even if you only take a few trips a year, the Bank of America® Travel Rewards card allows you to earn valuable points on everyday purchases, making it easier to save for your next vacation.
- People Who Want Simple Rewards: If you’re looking for a credit card that provides straightforward rewards with no rotating categories or complex rules, this card is ideal for you.
- Bank of America Customers: Existing Bank of America customers can enjoy even more benefits, including a bonus rewards boost for using the card in conjunction with their checking or savings accounts.
Advantages of the Bank of America Travel Rewards Credit Card
The Bank of America® Travel Rewards Credit Card offers several notable advantages:
- Unlimited 1.5 Points per Dollar: Earn 1.5 points for every dollar spent on all purchases, with no categories to track or limits to worry about.
- No Annual Fee: This card has no annual fee, making it a cost-effective way to earn rewards.
- No Foreign Transaction Fees: There are no foreign transaction fees, so you can use your card internationally without worrying about extra charges.
- Introductory Offer: New cardholders can earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days from account opening. This bonus is worth $250 in travel expenses.
- Flexible Redemption: Redeem your points for travel purchases, including flights, hotel stays, car rentals, and more. There are no blackout dates or restrictions, giving you the freedom to book travel whenever and wherever you want.
- Travel Protections: The card comes with several travel protections, including travel accident insurance and baggage delay insurance, to give you peace of mind when traveling.
How to Use the Bank of America Travel Rewards Credit Card Effectively
To maximize your benefits with the Bank of America Travel Rewards Credit Card, here are a few tips:
- Take Advantage of the Introductory Bonus: Earn 25,000 bonus points by spending $1,000 in the first 90 days, and use those points toward your next trip.
- Use Your Card for Everyday Purchases: Since the card offers 1.5 points per dollar on all purchases, make it your go-to card for everything from groceries to dining out to gas.
- Pay Off Your Balance in Full: To avoid interest charges, try to pay off your balance in full each month. This will help you make the most of your rewards and keep your credit utilization low.
Why Choose the Bank of America Travel Rewards Credit Card?
The Bank of America® Travel Rewards Credit Card is a fantastic choice for individuals who want to earn simple, straightforward rewards on all their purchases without the hassle of rotating categories or complex redemption rules.
With 1.5 points per dollar on every purchase, this card is a great option for frequent travelers and occasional travelers alike.
Is This Card Right for You?
The Bank of America Travel Rewards Credit Card is ideal for:
- Travelers Who Want Simplicity: If you want a credit card that rewards every purchase with no categories to worry about, this card is perfect for you.
- People Who Travel Internationally: With no foreign transaction fees, this card is great for anyone who travels abroad.
- Existing Bank of America Customers: Bank of America customers can enjoy additional rewards by linking their card with a checking or savings account.
- Frequent Flyers and Vacationers: With flexible redemption options and valuable travel protections, this card is perfect for people who travel regularly or plan to take a big trip soon.
Fees and charges
Late Payment: Up to $40;
● Introductory APR: 0% for 15 billing cycles;
● Standard APR: 18.24% - 28.24%;
● Balance Transfer Fee: 3% fee on balance transfers in the first 60 days; afterward, 4%;
● Cash Advance: 4% of the amount of each transaction.
Expert review
The Bank of America Travel Rewards is an excellent option for those looking for a no-annual-fee card with flexible rewards.
It offers 1.5 points per dollar spent on all purchases, with no limit, and points can be redeemed for travel expenses without blackout dates or restrictions.
Additionally, it features a 0% introductory APR for 15 billing cycles.
However, it lacks high bonus categories, and the point value may be lower compared to premium travel cards.
It’s ideal for occasional travelers who prefer a straightforward rewards program.
You will remain on this site
+Positive points
- No annual fee, making it cost-effective for frequent travelers.
- Earn 1.5 points per dollar spent on all purchases, with no spending limit.
- Points can be redeemed for travel expenses with no blackout dates or restrictions.
- 0% introductory APR for the first 15 billing cycles on purchases, offering savings on new purchases.
- Flexible rewards program that allows for easy redemption on travel expenses, including flights, hotels, and more.
- Negative points
- Lacks bonus categories for higher rewards on specific types of purchases.
- Point value may be lower compared to other premium travel cards.
- Foreign transaction fees apply, which can be a downside for international travelers.
