The American Express Green Card is a versatile travel and lifestyle credit card designed for individuals who want to maximize their rewards on travel, dining, and transit purchases.
This card is an excellent choice for frequent travelers, city commuters, and those who dine out often, as it offers generous rewards on everyday spending categories.
Cardholders earn 3X Membership Rewards points per dollar spent on restaurants, transit, and travel purchases, including flights, hotels, rideshares, taxis, buses, and trains.
Unlike some other travel cards that focus primarily on airfare and hotels, the Amex Green Card also rewards users for daily commuting expenses, making it one of the most well-rounded options for both travelers and city dwellers.
New cardholders can also take advantage of a welcome bonus of 40,000 Membership Rewards points after spending $3,000 in the first six months.
About the Financial Institution
American Express (Amex) is one of the most prestigious financial institutions in the world, offering premium credit cards, travel benefits, and top-tier customer service.
Established in 1850, American Express has grown into a global leader in financial services, known for its Membership Rewards® program, exclusive travel perks, and innovative financial solutions.
Unlike many traditional credit card issuers, American Express focuses on providing premium benefits to its customers.
Its Membership Rewards points system is one of the most valuable loyalty programs, allowing cardholders to redeem points for flights, hotels, travel upgrades, shopping, and statement credits.
With a strong reputation for security, fraud protection, and customer service, Amex continues to be a trusted financial partner for millions of people worldwide.
Who Is This Card For?
The American Express Green Card is designed for frequent travelers, city commuters, and dining enthusiastswho want to earn flexible rewards while enjoying useful travel perks. This card is a great option for:
- Frequent Travelers – If you often book flights, hotels, or rental cars, the 3X points on travel will help you accumulate rewards quickly.
- City Commuters – Whether you use buses, trains, taxis, or rideshare services, this card rewards you for your everyday transit expenses.
- Food Lovers – If you dine out regularly, order takeout, or use food delivery services, the 3X points on diningwill help maximize your rewards.
- Young Professionals – Those who are new to travel rewards but want a high-earning card with solid perkswill appreciate the balance of value and affordability.
- Frequent Flyers Seeking Convenience – With perks like the CLEAR® Plus credit and LoungeBuddy access, this card is great for people who fly frequently and want to streamline their airport experience.
Unlike premium travel cards like the Platinum Card® from American Express, the Green Card has a lower annual fee, making it an excellent mid-tier option for those who want travel benefits without high costs.
Card Advantages
- High Earning Potential – Earn 3X Membership Rewards® points on travel, transit, and dining, making it easy to accumulate rewards quickly.
- Valuable Welcome Bonus – Receive 40,000 Membership Rewards® points after spending $3,000 in six months, a great way to start earning rewards.
- CLEAR® Plus Credit – Get up to $189 in statement credits per year for CLEAR® Plus membership, allowing you to move faster through airport security lines.
- LoungeBuddy Credit – Receive $100 in statement credits per year to access airport lounges via LoungeBuddy, adding comfort to your travels.
- Flexible Redemption Options – Use your Membership Rewards® points for flights, hotels, gift cards, statement credits, and more, ensuring maximum flexibility.
- No Foreign Transaction Fees – Travel internationally without worrying about extra charges on purchases abroad.
- Strong Purchase Protection – Enjoy extended warranty coverage and purchase protection, ensuring extra security on your purchases.
Additional Benefits
- Comprehensive Travel Coverage – The card includes baggage insurance, trip delay reimbursement, and car rental loss/damage insurance, making it a great travel companion.
- Exclusive Amex Offers – Get access to special promotions, discounts, and bonus points with select brands.
- Premium Customer Service – American Express is known for exceptional customer service, with 24/7 support and fraud protection.
- Seamless Digital Experience – Use the American Express mobile app to track your spending, manage rewards, and make payments effortlessly.
- Contactless Payments & Digital Wallets – Enjoy the convenience of Apple Pay, Google Pay, and Tap-to-Paytechnology for fast, secure transactions.
Fees and charges
Late Payment: Up to $40;
Returned payment: Up to $40;
● APR: 20.24% - 28.24%;
● Cash Advance: either $10 or 5% of the amount of each cash advance.
Expert review
The American Express Green Card is a solid mid-tier travel rewards card, ideal for frequent travelers and commuters.
It offers 3X Membership Rewards® points on travel, transit, and dining, making it highly rewarding for everyday expenses.
The card also provides valuable perks like a $189 CLEAR® Plus credit for faster airport security and a $100 LoungeBuddy credit for lounge access.
While it has a $150 annual fee, the benefits can easily offset the cost.
With no foreign transaction fees and flexible redemption options, it’s a strong choice for those seeking travel rewards without premium card costs.
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+Positive points
- High Reward Rates: Earn 3X Membership Rewards® points on travel, transit, and dining, maximizing everyday spending.
- Valuable Welcome Bonus: Receive 40,000 Membership Rewards® points after spending $3,000 in the first six months.
- Airport Perks: Get up to $189 in CLEAR® Plus credits and $100 in LoungeBuddy credits for a smoother travel experience.
- No Foreign Transaction Fees: Use the card internationally without incurring extra charges.
- Flexible Redemption Options: Points can be redeemed for travel, gift cards, statement credits, and more.
- Negative points
- Annual Fee: The $150 annual fee may be high for users who don’t fully utilize the card’s perks.
- No Travel Transfer Bonuses: Unlike other Amex cards, it lacks frequent transfer bonuses to airline and hotel partners.
- Limited Travel Benefits: Does not include premium travel perks like airport lounge access beyond LoungeBuddy credits.
