For travelers who fly frequently with Delta Airlines, the Delta SkyMiles Platinum American Express Card offers an array of travel benefits, rewards, and flexible redemption options.
This card is designed to reward loyal Delta passengers with SkyMiles, which can be redeemed for flights, seat upgrades, and more.
With its ability to earn bonus miles on purchases, access to Delta Sky Club lounges, and travel protections, the Delta SkyMiles Platinum American Express Card is ideal for anyone looking to elevate their travel experience.
In this article, we will cover the card’s features, reasons to choose it, potential drawbacks, application requirements, fees, and answer frequently asked questions to help you decide if this is the right card for your travel needs.
Card Overview
The Delta SkyMiles Platinum American Express Card is a travel rewards credit card designed to earn miles for every purchase, with enhanced benefits for frequent travelers flying with Delta Airlines.
Cardholders earn 3 miles per dollar spent on eligible Delta purchases, 2 miles per dollar on restaurants and U.S. supermarkets, and 1 mile per dollar on other purchases.
Additionally, this card comes with exclusive travel perks such as Delta Sky Club® access, a free checked bag, and priority boarding.
Reasons to Choose the Delta SkyMiles Platinum American Express Card
- Bonus Miles for Sign-Up: New cardholders can earn a large number of bonus miles after spending a certain amount in the first few months of card membership. This is a great way to kickstart your SkyMiles account and get closer to your next reward flight.
- 3 Miles on Delta Purchases: One of the standout features of the Delta SkyMiles® Platinum American Express Card is its ability to earn 3 miles per dollar on eligible Delta purchases, including flights, in-flight purchases, and Delta Vacations® packages. This allows you to accumulate miles quickly when booking your travel with Delta.
- 2 Miles on Restaurants and U.S. Supermarkets: The card also earns 2 miles per dollar on dining and grocery purchases, which is a great benefit if you want to rack up SkyMiles on everyday purchases.
- Free Checked Bag: One of the most valuable travel benefits is the free checked bag for you and up to 8 travel companions on the same reservation. This can save you up to $60 per round-trip flight for each passenger in your party, making it an especially valuable benefit for families or group travelers.
- Priority Boarding: The Delta SkyMiles® Platinum American Express Card gives cardholders the benefit of priority boarding on Delta flights. This means you can board earlier, choose the best overhead bin space, and settle in before others.
- Delta Sky Club® Access: Enjoy access to Delta Sky Club® lounges when flying Delta or Delta Connection® flights. As a cardholder, you can access the lounges for a fee per visit. This benefit allows you to relax in comfort with complimentary snacks, beverages, Wi-Fi, and more before your flight.
- Miles Redemption Flexibility: SkyMiles can be redeemed for a wide range of travel experiences, from flights to seat upgrades and Delta Vacations® packages. With no blackout dates, you have the flexibility to use your miles for the flights and rewards that best suit your travel needs.
- Global Entry or TSA PreCheck® Fee Credit: The Delta SkyMiles® Platinum American Express Card offers a Global Entry or TSA PreCheck® application fee credit of up to $100 every 4 years. This benefit can help you bypass long security lines and enjoy a smoother airport experience.
- No Foreign Transaction Fees: When you travel internationally, you won’t be charged any foreign transaction fees on purchases made abroad. This is a valuable feature for frequent international travelers, saving you on extra charges.

Negative Aspects of the Delta SkyMiles Platinum American Express Card
While the Delta SkyMiles® Platinum American Express Card offers a wide range of benefits, it’s important to consider the following drawbacks:
- Annual Fee: The card comes with an annual fee, which can be a deal-breaker for those looking for a no-fee option. However, the value provided by the benefits and rewards might offset this cost for frequent Delta travelers.
- High APR: The APR on purchases can be relatively high after the introductory period. If you carry a balance from month to month, this can lead to significant interest charges, making it important to pay off your balance in full each month if possible.
- Limited Miles on Non-Delta Travel: While the card offers great rewards on Delta purchases and certain categories like dining and groceries, it only offers 1 mile per dollar on all other purchases. Other cards might offer more miles for non-travel purchases, so if you don’t fly Delta frequently, this may not be the best option for you.
- Fee for Sky Club® Access: While the card gives you access to the Delta Sky Club® lounges, it is not free. Cardholders must pay a fee for each lounge visit, which may add up if you travel frequently.
Requirements for Application
To apply for the Delta SkyMiles® Platinum American Express Card, applicants must meet the following criteria:
- Minimum age of 18 (or the age of majority in your state).
- U.S. residency.
- Good to excellent credit (generally, a credit score of 670 or higher is required).
- Proof of income: You will need to provide evidence of your income to verify that you can handle the credit limit and payments.
- Social Security number (or Taxpayer Identification Number) for identification.
Fees and Costs
Here’s a breakdown of the fees and costs associated with the Delta SkyMiles® Platinum American Express Card:
- Annual Fee: $250. The annual fee is a key consideration for the card but is offset by the generous rewards and travel benefits if you are a frequent Delta flyer.
- APR: After any introductory APR offer, the regular APR for purchases is 19.74% to 28.74% variable, depending on your creditworthiness.
- Foreign Transaction Fees: $0. The card does not charge any foreign transaction fees, making it ideal for international travelers.
- Cash Advance Fee: The fee for a cash advance is 5% of the transaction amount, with a minimum of $10.
- Late Payment Fee: A late payment fee of up to $40 may apply if you miss a payment.
- Returned Payment Fee: A returned payment fee can be up to $40.
Frequently Asked Questions About the Delta SkyMiles Platinum American Express Card

1. How many miles do I earn with the Delta SkyMiles Platinum American Express Card?
- You earn 3 miles per dollar on Delta purchases, 2 miles per dollar on dining and U.S. supermarket purchases, and 1 mile per dollar on all other purchases.
2. Does the card come with a sign-up bonus?
- Yes, new cardholders can earn a substantial bonus of SkyMiles after meeting a specified spending threshold in the first few months.
3. Does the card offer free checked bags?
- Yes, cardholders get a free checked bag for themselves and up to 8 companions on the same reservation.
4. Is there an introductory APR offer?
- The Delta SkyMiles® Platinum American Express Card offers a 0% introductory APR on purchases for the first 12 months, after which a regular APR will apply.
5. Can I access Delta Sky Club® lounges with this card?
- Cardholders have access to Delta Sky Club® lounges for a fee per visit, providing a comfortable space to relax before your flight.
6. Are there foreign transaction fees?
- No, the card has no foreign transaction fees, which is a major benefit for international travelers.
The Delta SkyMiles Platinum American Express Card is an excellent choice for frequent Delta travelers who want to earn valuable rewards while enjoying premium travel benefits.
Whether it’s SkyMiles for free flights, priority boarding, or Delta Sky Club access, this card is packed with perks designed to make your travel experience more enjoyable.
While the annual fee may seem high, the extensive benefits make it worthwhile for those who fly Delta regularly.