The Delta SkyMiles® Gold American Express Card is the perfect credit card for those looking to accumulate miles while enjoying the benefits of flying with Delta Airlines.
With exclusive benefits for airline customers, such as extra miles on Delta purchases, priority boarding, and baggage discounts, this card offers a wide range of rewards for frequent travelers.
Additionally, users can accumulate SkyMiles for free flights and other benefits associated with Delta’s partners.
The Delta SkyMiles® Gold American Express Card also offers welcome miles and extra points on purchases made with Delta.
With no annual fee for the first year and the ability to earn miles on all purchases, it’s an excellent option for those looking to maximize their travel experience.
Is This Card the Best Option for You?
The Delta SkyMiles® Gold American Express Card can be an excellent choice if:
- You’re a frequent Delta Airlines traveler: If you often fly with Delta, this card offers extra miles on flight tickets, baggage, and other services within the airline.
- You want to accumulate miles efficiently: With 2 miles per dollar spent on Delta purchases, 1 mile per dollar spent on other purchases, and welcome miles, the card is a great way to accumulate SkyMiles for future flights or other rewards.
- You value exclusive travel benefits: The Delta SkyMiles® Gold American Express Card offers unique advantages such as priority boarding, baggage discounts, and access to Delta’s travel assistant, improving your experience during trips.
- You seek a first-year fee waiver: The card offers a waiver of the annual fee in the first year, making it affordable for those who want to enjoy its benefits without incurring additional costs at the beginning.
Negative Aspects to Consider
Despite its benefits, the Delta SkyMiles® Gold American Express Card has some downsides to consider:
- Annual Fees: Although the first year has no annual fee, the annual fee after the first year is $99. This could be an additional cost for those who don’t frequently use the travel benefits.
- Limited Rewards: The 2 miles per dollar spent only apply to purchases with Delta, such as flight tickets and company services. For other purchases, you earn 1 mile per dollar, which may be lower than other cards offering higher rewards in various categories.
- High Interest Rates: The Delta SkyMiles® Gold American Express Card has a variable interest rate, ranging from 19.24% to 27.24% depending on your credit history. This could be an important factor if you don’t pay the full balance each month.
- Limited Benefits Outside Delta: The card offers benefits primarily related to Delta Airlines. If you don’t fly with the airline often, you may not fully benefit from the exclusive perks it offers.
Requirements to Apply for Your Credit Card
To apply for the Delta SkyMiles® Gold American Express Card, you need to meet the following requirements:
- Minimum age of 18: You must be 18 years or older to apply for the card.
- U.S. resident: The card is only available for U.S. residents.
- Good credit score: Ideally, you should have a good to excellent credit score to get the best terms. Even individuals with fair credit may be approved, but having a strong financial history is recommended.
- Financial information: During the application process, you will need to provide information about your income, Social Security number, address, and phone number.
The application process can be done online, directly through the American Express website.

Application Tracking
After submitting your application, you can track the status of your request on the American Express website.
The approval process is generally fast, and you can check the status of your application at any time.
Associated Costs of the Credit Card
The costs associated with the Delta SkyMiles® Gold American Express Card include:
- APR: The variable interest rate for purchases and balance transfers ranges from 19.24% to 27.24% (depending on your credit history).
- Annual Fee: The card’s annual fee is $99, but it is waived in the first year.
- Late Payment Fee: If you don’t pay your bill on time, a late payment fee of up to $40 will be charged.
- Foreign Transaction Fee: The Delta SkyMiles® Gold American Express Card charges a foreign transaction fee of 2.7%, which could be an additional cost for international travel.
- Cash Advance Fee: If you take a cash advance, a fee of $5 or 3% of the advance amount (whichever is greater) will apply.
Frequently Asked Questions about the Credit Card

- What is the welcome bonus for the Delta SkyMiles® Gold American Express Card?
- When approved for the card, you can earn 70,000 welcome miles after spending $2,000 in the first 3 months.
- What are the travel benefits of the card for flying with Delta?
- The card offers 2 miles per dollar spent on purchases directly with Delta Airlines, baggage discounts, priority boarding, and bonus miles on purchases with the airline.
- Can I use my SkyMiles to book flights with other airlines?
- Yes, SkyMiles can be used to book flights with over 20 Delta partner airlines, as well as for hotel stays, car rentals, and more.
- Does the Delta SkyMiles® Gold American Express Card offer access to VIP lounges?
- Although the card doesn’t offer direct access to VIP lounges, it does offer priority boarding, which can enhance your flying experience.
- How can I use my accumulated miles?
- The accumulated miles can be used to purchase flight tickets, book hotels, rent cars, and can also be transferred to other airline loyalty programs through Delta’s partners.
Contact Information for the Issuing Bank
If you need assistance or more information about the Delta SkyMiles® Gold American Express Card, you can contact American Express using the following methods:
- Phone: Call 1-800-528-4800 for customer support.
- Website: Visit the official website at www.americanexpress.com.
- Live Chat: The live chat feature is available on the website to quickly address any questions.
Conclusion
The Delta SkyMiles® Gold American Express Card is an excellent choice for those who are frequent travelers with Delta Airlines and want to efficiently accumulate SkyMiles.
With benefits like extra miles on purchases with Delta, welcome miles, and priority boarding, the card offers exclusive advantages for those who prioritize air travel with the airline.
While the annual fee and interest rates are factors to consider, the Delta SkyMiles® Gold American Express Card is a great option for those looking to earn miles and enhance their travel experience with Delta.